High Deductible Health Plan with HSA
Anthem/Blue Cross Blue Shield.
Benefits eligible employees (50% or more FTE) may participate in AUI's High Deductible Plan with Health Savings Account (HSA) or Health Reimbursement Account (HRA) through Anthem.The High Deductible Plan has two levels of deductible: Single ($1,500) and Family (2 or more) ($3,000) for in-network services. All preventative services are covered at 100% under the plan. Deductibles are on an annual, calendar year basis and reset each January.
Enrollment in the Medical plan is allowed as a new hire, through qualifying events (marriage/divorce, change in employment status, etc.), or annual open enrollment. Additional details of the plan are available below.
If you have questions regarding your Medical Benefits, please contact your HR representative or Sarah Arnold.
What's Covered? |
How to use Anthem |
HSA vs HRA |
Anthem Value Adds |
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Medical Plan Documents
These documents were produced by Anthem and follow specific federal guidelines. Please note that some are only summaries and do not outline the comprehensive details of your plan. For complete coverage details you should refer to the Summary Plan Description as posted above. How much does it cost? Preventive Services covered at 100%
Enrolling in Medical There are two steps to enroll in the High Deductible Health Plan: 1. Complete the Medical/Dental/Vision enrollment form - Health Savings Account (HSA), or - Health Reimbursement Account (HRA) if you have other insurance coverage, including Medicare, Medicaid, spouse plan, flexible spending, etc. 2. Complete the Salary Reduction Agreement form (optional) - HRA participants cannot contribute their own money.
Legal Plan Document
Legal document outlining who can be covered and how the plan works. |
Anthem Member Services: Call Anthem if you have any issues regarding your coverage at: 833-820-8990 Register online at Anthem.com. For more information, view the Anthem Portal Guide.
Download Anthem's Sydney App - virtual primary care, chat with a doctor, & more right from your phone/tablet. Click here for demo. IngenioRx - Anthem's Rx provider. More information below: Go Green! Anthem offers electronic statements for you to save on fees. A $1.50 charge will appear on your HSA if you continue with paper HSA statements. To "go green",
Claim and Pre-Authorization Forms
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Health Savings Account (HSA) Tax-exempt contributions to an HSA remain exempt if you use them (and their earnings) to pay for qualifying Medical expenses. Certain restrictions exist for participation in an HSA:
For 2022, AUI will make a $500/$1000 employer contribution to the HSA for participating HDHP employees. New Hires will receive a pro-rated contribution. If you have a balance over $1,000, you can invest your HSA dollars in mutual funds offered through PNC Bank.*Please note there will be a monthly $2.25 investment fee. More information below: HSA Routing Number: 075072157 Sample Anthem HSA/HRA CardHealth Reimbursement Account (HRA) Individuals who are not eligible for an HSA due to other medical coverage (Medicare, Medicaid, spouse insurance, flexible spending accounts, etc.) may receive the employer contribution given to HSAs through an HRA. HRAs only have balances if an employer contribution is made to employee HSA accounts. For 2022, there is a $500/$1000 AUI contribution to the HRA.
For those who have HSA accounts through HSA Bank (previous custodian): |
NEW - Online Virtual Primary Care
LiveHealth Online - Telehealth Services
Anthem BlueCard Global Core -If you are traveling abroad and need services:
Complex Care - Assistance for coordinating care with complex health conditions. ComplexCare nurses will work with you and your doctors to create a customized plan to help you. Case Management - For those who experience hospital stays or serious health conditions, a case manager can help you answer questions, coordinate with doctors, educate you on your benefits, and provide you with guidance. For more information, please call 877-332-8193 Did you know Anthem offers special discounts on things like vision and hearing products, or health and fitness services? To view the discounts offered, log into your Anthem.com portal. Click on Care, Discounts. |