High Deductible Plan with HSA
Anthem/Blue Cross Blue Shield.
Provider directories are available below. If you have questions regarding the change please contact your HR representative or the Benefits Office.
New Mexico Providers West Virginia Providers Virginia Providers
The High Deductible Plan has two levels of deductible: Single ($1,500) and Family ($3,000) for in-network services. Deductibles are annual and reset each January. Additional details of the plan are available below.
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Medical Plan Highlights
What is covered?
2-Step Enrollment There are two steps to enroll in the High Deductible Plan with Health Savings Account: 1. Complete the Medical/Dental/Vision enrollment form - HSA/HDHP option - HRA/HDHP option (if you have other insurance coverage, including Medicare, Medicaid, spouse plan, flexible spending, etc.) 2. Complete the Salary Reduction Agreement form (optional) - HRA participants cannot contribute their own money.
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Anthem Member Services: Call Anthem if you have any issues regarding your coverage at: 833-820-8990 Anthem.com
IngenioRx - Anthem's Rx provider. More information below: Go Green! Anthem offers electronic statements for you to save on fees. A $1.50 charge will appear on your HSA if you continue with paper HSA statements. To "go green",
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Health Savings Account (HSA) Tax-exempt contributions to an HSA remain exempt if you use them (and their earnings) to pay for qualifying Medical expenses. Certain restrictions exist for participation in an HSA:
AUI will make a $500/$1000 employer contribution to the HSA for participating HDHP employees. New Hires will receive a pro-rated contribution. If you have a balance over $1,000, you can invest your HSA dollars in mutual funds offered through PNC Bank.*Please note there will be a monthly $2.25 investment fee through PNC Bank. More information below:
CARES Act - HSA/HRA Spending - The CARES Act now allows for purchases of OTC medications using your HSA or HRA debit card. This will take pharmacies, grocery stores, and other merchants time to update their systems to accept HSA/HRA cards on these purchases. Until then, you can reimburse yourself through the Anthem portal if you need these items sooner.
Sample Anthem HSA/HRA Card
For those who have HSA accounts through HSA Bank (previous custodian): Accessing your HSA Bank Account without MyCigna
Health Reimbursement Account (HRA) Individuals who are not eligible for an HSA due to other medical coverage (Medicare, Medicaid, spouse insurance, flexible spending accounts, etc.) may receive the employer contribution given to HSAs through an HRA. HRAs only have balances if an employer contribution is made to employee HSA accounts. For 2021, there is a $500/$1000 AUI contribution to the HRA. |
LiveHealth Online - Telehealth Services
If you are traveling abroad and need services:
Complex Care
Case Management
Did you know Anthem offers special discounts on things like vision and hearing products, or health and fitness services? To view the discounts offered, log into your Anthem.com portal. Click on Care, Discounts. |
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How much does it cost? Click the SPD to see what your Anthem plan pays.
Legal document outlining who can be covered and how the plan works.
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Claim and Pre-Authorization Forms
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"Summary of Coverage and Benefits" document The Patient Protection and Affordable Care Act (PPACA) requires the AUI Comprehensive Medical Insurance Plan to provide a “Summary of Coverage and Benefits” to plan participants prior to the close of annual open enrollment. These documents were produced by Anthem and follow specific federal guidelines. Please note that these are only summaries and do not outline the comprehensive details of your plan. For complete coverage details you should refer to the Summary Plan Description for your plan as posted on this site.
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Current Year Medical Premiums
