2025 HSA & 403b Limits
Health Savings Account (HSA) and 403b Retirement contributions are not bound by Open Enrollment and may be changed any time throughout the year.
All salary reduction forms are located to the left under 2025 Forms.
If you wish to have the new max amount divided among all 26 pay periods, you will need to complete a new salary reduction form and check “maximum” and use effective date 12/14/24. Please return forms to HR by 12/17/24. Otherwise, changes can be made anytime throughout the year to adjust your contribution amount. Current elections will roll over if we do not receive new forms.
Health Savings Account (HSA) |
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2025 Health Savings Account (HSA) Contributions AUI will not be giving an employer contribution to the health savings account (HSA) and health reimbursement account (HRA) at this time. This may be evaluated later in the year.
Employees may make changes to their HSA at any time. Total IRS limits for the year include employer contributions and employee contributions. If you make deposits to your HSA outside of payroll deduction, those amounts must also be included in your HSA annual limit. Participants may make a one-time roll-over contribution to their HSA from a previous HSA or from an IRA account. There are limits to the amount that can be rolled over; however, this amount does not apply to the annual limit. Consult a tax advisor or IRS source for more information. For more information, please visit the Medical webpage. |
2025 403b Retirement Contribution Limits Employees can make changes to their 403b at any time throughout the year. There are two different contribution options, Traditional and Roth. *The two options for contribution to a 403b account share one annual limit.
Traditional 403b - amounts contributed can be in flat dollar amounts or percentages of salary and are taken prior to federal and state taxation. Taxes are deferred until distributions are made after termination of employment or retirement. 403b ROTH - The ROTH allows post-tax contributions in flat dollar amounts or percentages of salary. Distributions from the 403b ROTH have separate rules than the Traditional 403b.
For more information, please visit the Retirement Planning webpage. |
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