2026 HSA & 403b Limits
Health Savings Account (HSA) and 403b Retirement contributions are not bound by Open Enrollment and may be changed any time throughout the year.
Additional information on updating your current elections to meet the 2026 IRS maximum will be sent out to staff ahead of the beginning of Open Enrollment
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2026 Health Savings Account (HSA) Contributions AUI will be providing an employer contribution to the health savings account (HSA) and health reimbursement account (HRA) in early 2026.
Employees may make changes to their HSA at any time. Total IRS limits for the year include employer contributions and employee contributions. If you make deposits to your HSA outside of payroll deduction, those amounts must also be included in your HSA annual limit. Participants may make a one-time roll-over contribution to their HSA from a previous HSA or from an IRA account. There are limits to the amount that can be rolled over; however, this amount does not apply to the annual limit. Consult a tax advisor or IRS source for more information. For more information, please visit the Medical webpage. |
2026 403b Retirement Contribution Limits Employees can make changes to their 403b at any time throughout the year. There are two different contribution options, Traditional and Roth. *The two options for contribution to a 403b account share one annual limit.
Traditional 403b - amounts contributed can be in flat dollar amounts or percentages of salary and are taken prior to federal and state taxation. Taxes are deferred until distributions are made after termination of employment or retirement. 403b ROTH - The ROTH allows post-tax contributions in flat dollar amounts or percentages of salary. Distributions from the 403b ROTH have separate rules than the Traditional 403b.
For more information, please visit the Retirement Planning webpage. |
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