Human Resources > Retirement Planning > Retirement Plans and Enrollment

Retirement Plans and Enrollment

AUI provides each qualified NRAO employee with retirement benefits, including the AUI Retirement Plan, and options for additional retirement savings through a 403b Supplemental Retirement Account .

AUI offers two Retirement Program investment options: TIAA-CREF Supplemental Retirement Annuities (SRA), and Mutual Fund custodial accounts offered by the Fidelity Group.

AUI 401(a) Retirement Plan


The AUI Retirement Plan is a 401(a) Retirement Plan. AUI's 401(a) plan allows for contributions only by the employer. Withdrawals from your 401(a) can only be made after you have terminated service. In-service withdrawals are NOT allowed. Contact TIAA-CREF or Fidelity for specific information on withdrawal options.

AUI 403(b) Supplemental Retirement Plan




The US Internal Revenue Code gives employees of non-profit organizations, such as AUI/NRAO, an incentive to build additional retirement benefits over and above the benefits being accumulated in their regular retirement plans. Qualifed employees may divert a percentage of your annual base salary to one or more of the Voluntary Tax-Deferred Retirement Program options that are also known as 403(b) Supplemental Retirement accounts. You determine the pre-tax amount that you want to defer (up to the allowed IRS maximum) and how it is to be invested.

In service distributions and rollovers are allowed from 403(b) plans if you are 59 1/2 years old or older.

Electronic Enrollment Instructions

NRAO Web Page

To enroll in the AUI/NRAO 401(a) retirement plan and the 403(b) tax deferred plan follow the instructions on the electronic enrollment page.


TIAA-CREF is a leading financial services organization helping those in the academic, medical, cultural, governmental and research fields plan for and live in retirement.

For member services call: 800-842-2776

Fidelity InvestmentsFidelity Net Benefits Logo


Founded in 1946, Fidelity Investments is one of the largest mutual fund and financial services groups in the world. Fidelity serves more than 20 million investors through individual and institutional accounts, with more than 500 different funds, and is one of the largest US mutual fund companies.

For member services call: 800-343-0860

File 2012 Fidelity Fund Line-up

Retirement Planning Videos


On-line videos designed to assist you with retirement planning.

Video Planning for Retirement: Medical Benefits (Slide Show)

Video Getting Started

Video Finding the Right Investment Strategy