High Deductible Plan with HSA
Plan Info |
Enrollment |
Use Cigna |
HSA vs HRA |
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Medical Plan Highlights
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2-Step Enrollment There are two steps to enroll in the High Deductible Plan with Health Savings Account: 1. Complete the Medical/Dental/Vision enrollment form - HSA/HDHP option - HRA/HDHP option (if you have other insurance coverage, including Medicare, Medicaid, spouse plan, flexible spending, etc.) 2. Complete the Salary Reduction Agreement form (optional) - HRA participants cannot contribute their own money. |
Provider Look-Up
800-558-3654
Cigna Online
Using MDLive: |
Health Savings Account (HSA) Highlights Tax-exempt contributions to an HSA remain exempt if you use them (and their earnings) to pay for qualifying Medical expenses. Certain restrictions exist for participation in an HSA:
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How much does it cost? What is covered?
Click the SPD to see what your Cigna plan pays.
Legal document outlining who can be covered and how the plan works.
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Enrollment Forms and Links
HSA contributions can be changed at any time during the year. You must manually assign your beneficiary for your HSA. If you do not do so, your HSA will be assigned to your estate. See the document below for more information.
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Claim and Pre-Authorization Forms
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Health Reimbursement Account (HRA) Highlights Individuals who are not eligible for an HSA due to other medical coverage (Medicare, Medicaid, spouse insurance, flexible spending accounts, etc.) may receive the employer contribution given to HSAs through an HRA. HRAs only have balances if an employer contribution is made to employee HSA accounts. For 2017, there is no contribution to the HRA. |
"Summary of Coverage and Benefits" document The Patient Protection and Affordable Care Act (PPACA) requires the AUI Comprehensive Medical Insurance Plan to provide a “Summary of Coverage and Benefits” to plan participants prior to the close of annual open enrollment.
These documents were produced by Cigna HealthCare and follow specific federal guidelines. Please note that these are only summaries and do not outline the comprehensive details of your plan. For complete coverage details you should refer to the Summary Plan Description for your plan as posted on this site. The updated current year Summary Plan Descriptions will be available online and in hard copy form upon request in the first quarter of the current year. You have a right to receive a paper copy of the Summary of Coverage and Benefits upon request at no charge to you. If you would like to request a paper copy, or if you have any questions, please contact the benefits office. |